FinPay Financial Switch is a payment solution that is designed on open platforms and offers efficient debit card processing services. It offers reliable acquiring of devices, authentications, card management, settlements, switching to multiple networks and authorizations to card based transactions from multiple channels. With high availability and centralized monitoring and control, it enhances operations and customer experience. FinPay with its open platform architecture, helps in lowering the total cost of ownership without affecting the performance, reliability and scalability.


Switch Queue Monitor to track Bank current transactions and Central Bank Switch Queue

Supports ISO devices

Mac validation and Mac key

Hardware Security Module (HSM) supports PIN / CVV1 / CVV 2 generation, validation and translation

Routing Engine - routes messages to authorization system depending on the routing rule

Supports multiple Cash Dispense logic

Scheduler supports scheduling of batch processes

Multi-lingual screens

Reversals and Settlements

Online transaction monitoring tools

Card Management

Integration to National Financial Switch

Support Prepaid cards


The application provides switching and routing to major networks, card associations and processors


Lower cost of ownership


Scalability and Performance—accommodating growth in transaction


Enhanced customer experience--Supports consumer e-payment transactions for Internet banking and mobile banking card transactions.


Launch new and innovative products

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